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The United States has been devastated by hurricanes over the past few weeks. Florida and Texas were hit by two of the most catastrophic hurricanes recorded in history. Even though Ohio does not usually get hit by many natural disasters, it is important to be prepared and know what to do in case of an emergency. Here are a couple simple things you can to be more prepared:

 

Keep Important Information Off-Site

 

To ensure your business is up and operating as quickly as possible after a disaster, you’ll need to be able to access critical business information. in addition to backing up computer data, keep other critical information off site such as insurance policies, banking information and phone numbers of employees, key customers, vendors and suppliers, your insurance professional and others. Make sure to keep this information distant from other locations, if you have three locations within a ten-mile radius, chances are they will all be affected.

 

Develop a Plan

 

You will want to get your business back up and running as soon as possible. Develop a plan for how to prepare for, survive and recover after the disaster strikes. After the plan is developed, share it with employees and other business leaders. Assign different roles and discuss the initials steps after the disaster has passed. Conduct a few drills to assess if the plan is successful and make improvements if needed.

 

Inventory

 

Most businesses do this on a regular basis, if you do not already, it might be something to consider. Take inventory of everything throughout your business. Okay not everything needs accounted for, but include all major equipment, supplies, merchandise and commercial vehicles.

 

Review Insurance Coverage

 

Do not let a long period of time pass from checking on your insurance policy to see what it covers and if any changes need to be made. It is important that your business have both the right amount and insurance for its needs and risk profile.

There is a long list of other things that need to be done to prepare for a natural disaster, we hope this is a good place to start. Be safe always, everyone! 

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